Tender Retail is independent payment middleware. For 40 years, VARs, ISVs, and solution providers have integrated it between POS, devices, and processors to give enterprise retailers acquirer choice, lower cost, and higher revenue.

We are built for complexity. Retail environments rarely run on a single standardized setup, so our middleware works across mixed POS platforms, operating systems, and terminal types. With payment logic decoupled from hardware and acquirers, our partners avoid vendor lock-in and give their customers flexibility to reduce cost and grow revenue.

Capabilities include in-person and alternative payment acceptance, digital wallets, gift and stored-value programs, multi-provider routing, end-to-end encryption with reduced PCI scope, remote estate management across terminal fleets, and store-and-forward resilience. We also support white-label payment development for partners building their own solutions.

We serve large enterprise retailers across North America and Latin America, spanning grocery, restaurants, hospitality, convenience, liquor, pharmacy, parking, sports and entertainment, discount, and specialty retail, plus acquirers and banks. Part of Harris Computer within Constellation Software.